The basics
We offer a comprehensive midwifery care package for pregnancy, birth and postpartum care. We have set this fee to continue to keep homebirth accessible for families, as well as keeping our prices competitive with other homebirth midwifery practices in our area. We do offer reduced fees for families in need. Our fee works off of a sliding scale and is $6500.00-$5500.00
Additionally, we ask our families to purchase a birth kit (approx $70)kwhich contains essential supplies for your home birth. For families operating with low income and tight budgets, we can help you to put together a birth kit for low cost.
Geneabirth works to make services affordable for all families. We offer flexible payment schedules and accept cash, check, credit/debit card payments. Health Savings Accounts may be used to cover the costs of an out-of-hospital birth, as do ministry-based health share plans. We can discuss all financial details of care at a free consultation visit.
Geneabirth is to be paid in full, even if the birth is missed due to events such as a fast birth or as a result of the birth team receiving delayed notification to come for the upcoming birth. No refund will be given in these cases.
Processing fees of 3% are applied to all credit/debit card transactions.
We ask for payment in full by 34 weeks of pregnancy. We ask for a $600 nonrefundable deposit at 12 weeks or the first prenatal visit if care commences later. We will talk at the first prenatal visit about your payment plan and give you resources should you need them. Payment is non-refundable after 36 weeks.
We do not adjust or reduce our deposit amount based on gestational age at entrance into our care or amount of care received from another provider prior to the start of care with Geneabirth.
Our package includes:
• The services of two midwives, including 7-days a week availability by phone call, email or text
• Comprehensive prenatal care (visits: 1 x monthly until 28 weeks, every 2 weeks from 28-36 weeks, and once weekly from 36 weeks until birth. We will come see you in your home at 34 weeks)
• Attendance at your labor and birth
• Use of a waterbirth tub (If available during your birthing time)
• Six weeks of postpartum care including 2 homevisits
• Newborn Metabolic Screen and Critical Congenital Heart Defect screening, if desired
• Access to lending library
• Breastfeeding support
• Herbal medicine: pregnancy tea, sitz bath, mother’s milk tea and herbal remedies suggested by Hayley and Sarah.
• Insurance: verification of benefits, submission of claims and repair of claims if necessary
• Birth certificate and social security card filings
Methods of Payment
cash
check
credit or debit card
HSA/FSA
Venmo or PayPal
other expenses
Birthkit: we will ask you to purchase a birthkit from an online birth supply vendor. This kit is about $70. If you are planning on laboring or birthing in the water there is an additional costs of $25-50 for a birth tub liner and waterbirth accessories.
If the cost of the birthkit is prohibitive for your family please talk to us. Generous families each year donate unused birth supplies to us and we may be able to put together a kit for you from supplies on hand.
There are several other basic supplies used to keep your home clean and you comfortable during your birth. Many of these items you will already have in your home and the rest can be purchased at stores like Walgreen’s or Target.
Rhogam. RH negative women receive an injection of Rhogam after birth. This medication is not a part of our global fee and, if needed you will be responsible for the cost of this medication. Rhogam prices fluctuate, but are approximately $150.
Labs and Ultrasounds: We contract with Center for Diagnostic Imaging or St. Paul Radiology for ultrasounds and Health Medical Laboratory for tests such as urine cultures, GBS screen, etc. These businesses are in-network with most major insurance carriers. Most insurance policy provide good coverage for in-network, routine or medically necessary prenatal labs and imaging. Should you need or desire an ultrasound or any laboratory testing, you will present your insurance card to the provider and they will bill your insurance directly. Depending upon your policy, you may have a co-pay or co-insurance. If you do not have insurance, CDI, St. Paul Radiology or Healtheast Labs will bill you directly for the services provided.
Other Nice Services: Childbirth education classes, doula services, birth photography, placental encapsulation, chiropractic care, pregnancy massage therapy are all nice services that you may choose to access during your pregnancy and birth. Geneabirth fees do not cover these services and you can talk to the providers of these services about their fees and billing. Some of these services may be covered by your insurance policy. Some providers/practitioners may offer a sliding fee scale.
Insurance
83% of insured clients receive insurance reimbursment
You (or your employer) pay a lot in insurance premiums and you want to use it if at all possible for your homebirth. We get it! As a service to the families we work with, we will assist you obtaining insurance reimbursement. We do this billing ourselves. Other practices use billing services that often charge each client a registration fee to check your benefits and the biller retains a percentage of the reimbursement. If your insurance claims submitted by geneabirth are paid, you will receive the entire amount paid by your insurance company.
Please note: Do not plan on having insurance pay for your midwifery care. Our fee is an upfront fee, meaning you are expected to pay our full fee or the early payment discounted fee. Any claims that are processed and paid are a reimbursement to you after the fact. It is nearly impossible to accurately predict the final amount that may be paid out by your insurance carrier.
Click the button below to really explore the nitty gritty of our insurance billing and all the what ifs about the financial aspect of homebirth.